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Finma is an iPhone app designed for financial management, prioritizing user privacy without needing a bank account connection. With its intuitive charts and numerous features, it aims to enhance your financial overview.
Privacy-Centric Without Compromise
Plaid, the service commonly utilized by developers for bank linking, can be quite costly. This is a key reason many smaller financial apps don’t offer automatic linking.
While this can be frustrating for users due to the requirement for manual data entry, Finma provides an innovative workaround. Instead of entering all data by hand, users can import information from their emails, such as statements and transaction notifications. Additionally, there’s a feature to upload statements if email sharing is not preferred.
Importantly, all uploads are processed on the user’s device, ensuring Finma maintains no access to any financial records.
Distinctive Features
Finma offers several unique functionalities designed to improve your financial management, including budget and payment alerts, as well as informative charts for a comprehensive financial overview. The app also supports home screen widgets for easy access to your financial data.
Budget alerts keep your spending in check. You can set spending limits for different categories, and the app will notify you as you approach or exceed these limits, helping you to prevent overspending. You can also customize categorization rules.
Payment alerts are another feature, helping you manage subscriptions, due dates for credit cards, bills, and more.
Lastly, Finma includes numerous interactive charts that provide deep insights into your spending habits. The app layout is highly customizable, enabling you to highlight the insights most relevant to you.
Pricing & Download
Finma is available for free on the App Store, with a subscription option priced at $2.99 per month or $24.99 annually for full access. It requires an iPhone with iOS 16.4 or later.
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