While it remains unclear whether Americans could see the fourth round of stimulus checks from the federal government, homeowners throughout the U.S. could be eligible for additional financial aid now under the Homeowner Assistance Fund (HAF).
The purpose of HAF, according to the Treasury Department, is to “prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services, and displacement of homeowners experiencing financial hardship after January 21, 2020.” Homeowners can use HAF funds to help pay for mortgage payments, homeowner’s insurance, utility payments, and other purposes.
The amount of stimulus check funds that have been allocated to each participant has varied, but each U.S. state, the District of Columbia, and Puerto Rico were all provided with a minimum of $50 million apiece. Tribes or tribally designated housing entities and the Department of Hawaiian Home Lands were provided with $498 million, while the territories of Guam, American Samoa, the U.S. Virgin Islands, and the Commonwealth of the Northern Mariana Islands were provided with $30 million.
Stimulus Check Update: The Treasury Initially Sent 10% Funds
The Treasury initially released 10 percent of the funds each state or territory was allocated in 2021 so that they could implement pilot programs, but the department required the states to then submit implementation plans for it to review before releasing the remaining funds.
The exact amount of stimulus check funds each participant was allocated, as well as their implementation plans and feedback, can be viewed on the “HAF Plans” page on the Treasury website.
Most of the states currently have open HAF programs, and just seven have only made preliminary information available. Those that only have preliminary information available—Delaware, Idaho, Iowa, Minnesota, Mississippi, North Dakota, and Utah—are not currently accepting applications for assistance, but Americans in those states who are seeking HAF assistance are encouraged to keep checking on their respective program websites for updates.
Homeowners in states with open HAF programs can determine their eligibility and apply now by visiting their respective stimulus check program websites, all of which are listed on the NCSHA page.
Only four states—Colorado, Montana, Oregon, and Washington—and the District of Columbia are still running pilot stimulus check programs, according to the NCSHA map.
Their program websites all include links to applications or instructions on how to determine their eligibility and speak with a counselor to work on their specific situation.